Premium Finance Group Australia

Life changes, and so should your home loan! Regular reviews can align your mortgage to your current needs. Don’t miss out on potential savings and better features. Review your loan annually or after major life events. Contact us today: 📞 1800 413 635 ✉️ finance@pfga.com.au 🌐 https://pfga.com.au/

Do you know the current interest rate on your home loan? It's easy to forget minor details like the location of your car keys or the winner of the footy premiership from a few years ago. However, overlooking your home loan rate shouldn’t be overlooked. It's likely that your home loan payments are among your largest household expenses. Surprisingly, a significant number of borrowers are out of touch with their current home loan rates. A recent study by Mozo revealed that 42% of mortgage holders are unaware of the interest rate they're paying. This neglect can prove costly for homeowners. Are you aware of your current loan rate? It turns out many aren’t, with Mozo also discovering that 20% of homeowners haven't compared rates since their loan inception. Even if your rate was competitive initially, the mortgage market's fast pace could render it outdated. With the cash rate at its peak since late 2011, there's no room for complacency. To quickly check your current home loan rate, look at your most recent loan statement or contact us for this information. Currently, the average home loan interest rate for owner-occupiers stands at 6.4%, and for new home loans, it's slightly lower at 6.3%, as per the Reserve Bank of Australia. If you're contemplating whether a better home loan deal is possible, talk to us today about your refinancing options. We can help determine if refinancing is a feasible move for you and estimate your potential savings with a new lender or loan. Contact us today: 📞 1800 413 635 ✉️ finance@pfga.com.au 🌐 https://pfga.com.au/

Amidst rising living costs, homeowners are seeking smarter financial strategies. Offset accounts have emerged as a popular choice, allowing individuals to minimise mortgage interest payments by offsetting savings against their loan balance. This trend is driven by high-interest rates and tax advantages, making offset accounts a lucrative option for savings optimisation. At Premium Finance Group Australia, we offer tailored guidance on leveraging offset accounts to achieve your financial goals. Whether you're refinancing, considering a car loan, or exploring mortgage options in Queensland, our experts ensure you make informed decisions for a brighter financial future. Call us at 1800 413 635 (Toll-free number)

Ready to level up your mortgage game in Queensland? Say goodbye to steep repayments and loan overwhelm! Our bespoke refinancing strategies are here to slash rates, consolidate payments, and free up your finances. Don't just dream of prosperity, let's make it a reality together! 💼 Call us at 1800 413 635 (Toll-free number)

Homeowners in Australia have seen a substantial increase in their wealth, with an average surge of $71,000 over the past year, largely attributed to the booming property market. Despite economic challenges such as rising living costs and interest rates, property values have continued to rise steadily. According to CoreLogic, national home prices have increased by 10.2% since January 2023, equating to an average monthly increase of $5,130. This growth surpasses the average monthly income of $6,565 for full-time Australian workers after tax. However, the benefits of higher property values extend beyond mere satisfaction. They offer opportunities for homeowners to enhance their financial well-being without selling their property. Increased property values often result in a rise in home equity, provided there's no increase in the mortgage balance. Home equity represents the variance between the market value of the property and the outstanding mortgage balance. This equity can be leveraged to achieve various financial goals. Visit our website for more information: https://pfga.com.au/

Navigating Australia's dynamic property market can be daunting, especially when faced with concerns like missing out on opportunities, settling for less, or overpaying. Let's explore three common psychological hurdles for home buyers and strategies to overcome them. Visit our website for more information: https://pfga.com.au/

Picture this: stepping into a brand-new home or adding those final flourishes to a renovation project. It's a special feeling, right? Well, Aussies seem to agree, with a whopping 14.7% spike in building approvals from December 2023 to January 2024. And it's not just about looks – nearly half of the home improvement projects in 2023 were all about going green, making homes more energy-efficient, according to Houzz Research. But before you get too carried away with dreams of your perfect space, there's the small matter of financing to consider. Enter construction loans – your tailored financial sidekick for the job. Unlike your run-of-the-mill home loan, construction loans drip-feed funds as your project progresses, hitting different milestones along the way. This not only protects you from unfinished work but also keeps things financially manageable with interest-only payments during the building phase. But here's the kicker: not every lender offers construction loans, which is where we come in. With our expertise, we'll help you navigate the lending landscape, finding the perfect fit for your project and your pocket. So, if you're ready to turn those dreams into reality, let's chat. We'll help you get your construction project off the ground – quite literally! You can visit our website https://pfga.com.au/ or feel free to call us at 1800 413 635.

Grateful words like these fuel our passion to assist clients at Premium Finance Group Australia. 🙏 We're thrilled to have been able to guide Allan George through his financial journey with ease and clarity. Thank you for trusting us! Need assistance? Drop us a message! Or you can visit our website https://pfga.com.au/ or feel free to call us at 1800 413 635.

Dreaming of a new set of wheels? At Premium Finance Group Australia, we help you navigate the path to car ownership with ease. Here's what we offer: ✅Explore your options: Gain insights into different finance solutions and understand your potential borrowing power. ✅Choose the right plan: Delve into the specifics of your loan and explore the advantages of secured car loans. ✅Be application-ready: Streamline the process with expert guidance and ensure a smooth application. Don't let car finance put a spanner in the works. Contact us today and turn your dream car into reality! Visit our website for more information: https://pfga.com.au/

Rev up your finances with Premium Finance Group Australia! 🚗 Tired of sky-high car loan rates? We've got your back with exclusive offers tailored just for you. Take control of your financial journey today and unlock unbeatable rates. Contact us now to accelerate towards your dreams! 📞1800 413 635