Creo Wealth Financial Advisors

Super isn’t just for retirees sipping cocktails by the beach—it’s quietly working behind the scenes for you right now. And the small things you do today? They can make a huge difference down the track. 💡 Did you know the average Aussie in their 30s has around $50,000 in super? Sounds like a decent start, right? But here’s where the real magic happens—adding just $20 a week to your super could snowball into tens of thousands extra for retirement, thanks to compounding interest and tax benefits. The takeaway? Super isn’t something to think about later—it’s a powerful wealth-building tool you can leverage today. The best part? Small, consistent contributions now can set you up for a stronger financial future. Want to make the most of your super? Seeking professional advice can help you tailor a strategy that suits your goals. Because when it comes to your financial future, little steps now = big wins later. This information is general advice. We have not considered your objectives, personal or financial circumstances. You should consider the appropriateness of the advice for your circumstances before making any decision.

Why do I need advice on my super? ✅ Maximise Your Money – Make sure your super is growing as efficiently as possible. ✅ Tax Perks – Get the most out of super’s tax benefits (because who wants to pay more tax than they need to?). ✅ Investment Smarts – Ensure your super is invested in a way that suits you and your future goals. ✅ Super Contributions – Understand how to boost your balance with extra contributions (and maybe even some government perks!). ✅ Retirement Ready – Know how much you’ll need and how to make it happen. ✅ Avoid Costly Mistakes – Fees, underperforming funds, and lost super can eat away at your retirement savings. Get it sorted! Your future self will thank you. This information is general advice. We have not considered your objectives, personal or financial circumstances. You should consider the appropriateness of the advice for your circumstances before making any decision.

Everyone dreams of a comfortable retirement - sipping champagne, travelling, and finally enjoying the freedom you’ve worked so hard for. But here’s the catch… to make that dream a reality, you actually need to plan for it. Superannuation is one of the biggest assets most Australians will ever have, yet so many people leave it untouched, assuming it will just ‘work itself out.’ The truth? A little time spent reviewing and optimising your super now can make a massive difference to your future lifestyle. ✅ Are your super funds consolidated? ✅ Are you in the right investment option for your stage of life? ✅ Are you making the most of employer contributions and tax benefits? If you’re not sure, it’s time to take a closer look. Your future self will thank you! Let’s chat about how we can help you get on track for the retirement you deserve. 💙

Super isn’t just for retirees sipping cocktails by the beach—it’s quietly working behind the scenes for you right now. And the small things you do today? They can make a huge difference down the track. 💡 Did you know the average Aussie in their 30s has around $50,000 in super? Sounds like a decent start, right? But here’s where the real magic happens—adding just $20 a week to your super could snowball into tens of thousands extra for retirement, thanks to compounding interest and tax benefits. The takeaway? Super isn’t something to think about later—it’s a powerful wealth-building tool you can leverage today. The best part? Small, consistent contributions now can set you up for a stronger financial future. Want to make the most of your super? Seeking professional advice can help you tailor a strategy that suits your goals. Because when it comes to your financial future, little steps now = big wins later. This information is general advice. We have not considered your objectives, personal or financial circumstances. You should consider the appropriateness of the advice for your circumstances before making any decision.

I'll be online TODAY at 7pm (Sydney time) with a webinar to help you Fall in Love with your Finances. Struggling with money? I've been there. In debt and don't want to think about it? Yep, been there too. I'll share my personal story, and offer a bunch of tips that'll help you start to see your money stuff as something you can control. No jargon. No judgement. Just real advice to help you take control. There's still time to register, and it'll be recorded and sent if you can't make it live. → https://lnkd.in/g_rGZYrf - Kylie

Practical Steps to Close the Super Gap 1️⃣ Make Extra Contributions 💵 Even small voluntary contributions (before or after tax) can add up over time. If you can, top up your super when you’re working. 2️⃣ Check if You're Eligible for Government Boosts The government co-contribution scheme and the low-income superannuation tax offset (LISTO) can help boost your super if you meet the criteria. 3️⃣ Negotiate for Super on Paid Parental Leave Some employers pay super while you're on parental leave—but it's not mandatory. If you're planning leave, ask if this can be included in your package. 4️⃣ Review Your Investment Strategy Your super isn’t just a savings account; it’s an investment. Make sure your fund’s investment strategy suits your stage of life and long-term goals. 5️⃣ Split Super Contributions with a Partner If you take time out of the workforce, your partner can contribute to your super through spouse contributions or contribution splitting to help keep your balance growing. 6️⃣ Find Lost Super If you’ve changed jobs, your super could be spread across multiple funds, costing you unnecessary fees. Use MyGov to consolidate and keep track of your super. The Bottom Line? Women deserve financial independence and security in retirement. The earlier you take action, the better! This International Women’s Day, let’s not just talk about equality—let’s work towards it. Tag a woman who needs to see this! 👇 📌 Source: KPMG, Superannuation and the Gender Pay Gap Report #InternationalWomensDay #Superannuation #FinancialEquality #CloseTheGap This information is general advice. We have not considered your objectives, personal or financial circumstances. You should consider the appropriateness of the advice for your circumstances before making any decision.

Nothing makes us happier than hearing how we’ve helped our clients feel more confident and in control of their finances. Here’s what Axel had to say about working with Creo Wealth: "When you need professional advice on financial matters, it is important to have a professional guide you to better understand your options and how to achieve your goals. Anthony and Kylie provide this information and engage you to better understand your wealth-building visions with clear explanations. Would recommend Creo Wealth to those looking to seek advice on their current financial matters and ways to maximise their capital into retirement and beyond." We know financial planning can feel overwhelming, but it doesn’t have to be. We believe in keeping things simple, clear, and tailored to you—because your financial future should feel exciting, not stressful. If you’ve been thinking about getting your finances in order—whether it’s planning for retirement, investing wisely, or just making the most of your hard-earned money—we’re here to help. Book a chat with us today and take the first step toward financial clarity and confidence. Give us a call on 02 9629 1866 or Google Creo Wealth.

Ever wondered what superannuation is really about? Think of it as your financial superpower—working behind the scenes to set you up for a comfortable future. Every time you get paid, a portion of your income is automatically tucked away into your super fund. It might feel invisible now, but it’s quietly growing, ready to support you in retirement. How Super Works Its Magic The Wave Effect – Like a rolling wave, small contributions build over time, gaining momentum and growing into something powerful by the time you retire. Tax Perks – Your super enjoys a low tax rate of just 15%, meaning more of your money stays invested, growing faster for your future. Employer Boost – As of 2025, employers contribute at least 11.5% of your salary to your super. That’s extra money invested in your future—without you lifting a finger! Why It Matters One day, all this accumulated wealth will be yours to enjoy. The more you have in super, the more freedom and flexibility you’ll have in retirement. So even if super seems like a distant thought, it’s quietly working hard for you—turning today’s earnings into tomorrow’s financial security. Your super = your future. Start thinking about it now, and let it grow into the financial safety net you deserve! This information is general advice. We have not considered your objectives, personal or financial circumstances. You should consider the appropriateness of the advice for your circumstances before making any decision.

Holly’s responsible for all the administrative and coordination tasks at Creo Wealth. This means she ensures the smooth running of the office around the M&M battles between Anthony and Kylie. Holly has gained invaluable experience during her working life. Some highlights include: 💎receiving her pay in a brown envelope at Roni’s Variety Discount Store (does this show Holly’s age?) 💎enjoying cheap travel while working at Traveland 💎coordinating the relocation of international executives to Australia while working at Woolworths She exercises to keep her sanity, otherwise Holly gets cranky and irritable (we asked her husband). Holly loves wining and dining with her friends. But nothing beats reality TV with a good burger and chips. Holly loves how genuine and honest Anthony and Kylie are. It’s important to her to work with people who share her morals and values. As an English ex-pat who loves to travel, she’s grateful for having employers who promote a work-life balance. She’ll start a gin company if she ever wins lotto. However, she knows not to rely on that lotto win and has implemented financial plans based on what she’s learnt from Anthony and Kylie. Holly stays away from the M&M battles. But don’t ever challenge her for that yummy burger and chips.

Super is an investment in your future. In Australia, it’s the main way most people save for retirement.