CBM Mortgages

If the latest federal government budget is leaving you hungry for perks and savings, you’re not alone. We’ve had a brainstorm and here are four ways you can start working towards your property goals now. 🏡⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣ ⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣

🤔 Can you recall your home loan interest rate? 🤔⁣ ⁣ Apparently 42% of mortgage holders have no idea what interest rate they’re paying on their home loan (Mozo report). 😅⁣ ⁣ And it’s an oversight that can cost you dearly. 😬⁣ ⁣ As a guide, the average home loan interest rate for owner-occupiers is currently 6.4%, and 6.3% for new home loans (RBA data).⁣ ⁣ How does your loan compare? 🤨⁣ ⁣ Call us today to know what you’re currently paying, and whether you could save by switching. 👇⁣ ⁣ To find out more, DM us or contact CBM Mortgages on: ☎ – 0421 573 131 💻 – info@cbmmortgages.com #cbmmortgages #coogee #bestbrokerincoogee #coogeelocal #coogeebroker #coogeeproperty #coogeerealestate #communitysupport #dunbarrovers #football #footballseason #supportlocal #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #sydney #sydneyproperty #sydneyrealestate #sydneylocal #nsw #nswproperty #nswrealestate

🏠 What's the average home loan size where you live? 🏠⁣ ⁣ Here’s how the average new home loan shapes up in your neck of the woods (ABS data):⁣ ⁣ NSW – $770,000⁣ VIC – $614,000⁣ ACT – $581,000⁣ QLD – $559,000⁣ SA – $530,000⁣ WA – $530,000⁣ TAS – $434,000⁣aNT – $422,000⁣ ⁣ Remember, averages don’t paint the full picture. 🎨⁣ ⁣ What matters is that you have a loan you can manage.⁣ ⁣ Talk to us to know your borrowing power, and let us help you get a loan that suits your budget. 👇⁣ ⁣ To find out more, DM us or contact CBM Mortgages on: ☎ – 0421 573 131 💻 – info@cbmmortgages.com #cbmmortgages #coogee #bestbrokerincoogee #coogeelocal #coogeebroker #coogeeproperty #coogeerealestate #communitysupport #dunbarrovers #football #footballseason #supportlocal #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #sydney #sydneyproperty #sydneyrealestate #sydneylocal #nsw #nswproperty #nswrealestate

Whether you’re rat running your local streets, or have a knack for always picking the fast-moving supermarket queue – everyone loves a good time-saving hack. Well, today we’ll let you in on a scheme that could get you into your first home years – yep years – sooner! 🏡⁣⁣

📢 Have you heard of loud budgeting? 📢⁣ ⁣ Lending to first home buyers is up, and NAB research puts it down to many young Australians embracing ‘loud budgeting’. 📣⁣ ⁣ It’s all about boldly letting friends/family know you’re sticking to a budget to kick some serious savings goals. ⚽️⁣ ⁣ Chances are, they’re keen for you to save too. 🙌⁣ ⁣ So, instead of a pricey night out, you may decide to catch up over a low-cost night in - with the idea being that your closest family and friends understand why.⁣ ⁣ Talk to us for more strategies that can help you get into a place of your own sooner. 👇⁣ ⁣ To find out more, DM us or contact CBM Mortgages on: ☎ – 0421 573 131 💻 – info@cbmmortgages.com #cbmmortgages #coogee #bestbrokerincoogee #coogeelocal #coogeebroker #coogeeproperty #coogeerealestate #communitysupport #dunbarrovers #football #footballseason #supportlocal #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #sydney #sydneyproperty #sydneyrealestate #sydneylocal #nsw #nswproperty #nswrealestate

⏳ Time is on your side when you're an investor ⏳⁣ ⁣ Keen to succeed on your investment property journey? 💪⁣ ⁣ All you may need is time.⁣ ⁣ CoreLogic’s latest Pain & Gain report shows properties re-sold in the final quarter of 2023 made a median profit of $310,000. 🙌⁣ ⁣ But the big money went to those who held for longer:⁣ ⁣ ✅ Properties held for 20 years earned a $425,000 median profit⁣ ✅ Those held for 30-plus years scored a median profit of $784,000.⁣ ⁣ Your loan can play a role too. And that's where we come in by helping match you up with a suitable investment property loan.👇⁣ ⁣ To find out more, DM us or contact CBM Mortgages on: ☎ – 0421 573 131 💻 – info@cbmmortgages.com #cbmmortgages #coogee #bestbrokerincoogee #coogeelocal #coogeebroker #coogeeproperty #coogeerealestate #communitysupport #dunbarrovers #football #footballseason #supportlocal #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #sydney #sydneyproperty #sydneyrealestate #sydneylocal #nsw #nswproperty #nswrealestate

🪓 Want to chop your home loan rate? 🪓⁣ ⁣ RateCity recently found that 80% of people who’ve asked their lender for a rate cut, got one. 👍⁣⁣ ⁣ But it’s not that simple. You need to:⁣ ⁣ ✅ ⁣Know your home loan rate⁣ ✅ ⁣Know the rate your bank is offering new customers, and⁣ ✅ Arm yourself with rates from other lenders, and be prepared to walk if your lender doesn't want to play ball.⁣ ⁣ Sound like too much hard work?⁣ ⁣ Well, one solution is to give us a call and we'll help guide you. 👇⁣⁣ ⁣ To find out more, DM us or contact CBM Mortgages on: ☎ – 0421 573 131 💻 – info@cbmmortgages.com #cbmmortgages #coogee #bestbrokerincoogee #coogeelocal #coogeebroker #coogeeproperty #coogeerealestate #communitysupport #dunbarrovers #football #footballseason #supportlocal #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #sydney #sydneyproperty #sydneyrealestate #sydneylocal #nsw #nswproperty #nswrealestate

We all love the idea of nabbing a bargain property, but for most home buyers the real issue is whether they’re overvaluing a place – and paying too much in the process. 😅⁣⁣

🏡 How your deposit size can shape the interest rate you pay 🏡⁣ ⁣ Size matters! At least when it comes to how your home-buying deposit can impact the rate you pay. ⁣ ⁣ Lenders often set your home loan rate taking into account your loan-to-value ratio – or LVR. 🤓⁣ ⁣ That’s the percentage of your home’s value that you need to borrow. 🏦⁣ ⁣ The smaller the LVR, generally the less risk for a lender – and that could see you rewarded with a lower rate. 📉⁣ ⁣ How much lower? Give us a call and we'll help you explore your options. 👇⁣ ⁣ To find out more, DM us or contact CBM Mortgages on: ☎ – 0421 573 131 💻 – info@cbmmortgages.com #cbmmortgages #coogee #bestbrokerincoogee #coogeelocal #coogeebroker #coogeeproperty #coogeerealestate #communitysupport #dunbarrovers #football #footballseason #supportlocal #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #sydney #sydneyproperty #sydneyrealestate #sydneylocal #nsw #nswproperty #nswrealestate