UCapital was founded by Maurice and Jacques Pretorius, brothers who grew up working in their family steel business. It’s business more than finance that is in our DNA, which is an important difference between UCapital and traditional lenders. Our focus is on understanding how businesses work, what keeps them healthy, and what they need to develop.

The steel business is highly competitive, and operators are at the mercy of employment issues, problems with suppliers and fluctuating global commodity prices. Having employed up to 500 people at a time in factories nationwide, Jacques and Maurice know from experience just how quickly things outside your control can lead to a need for short-term finance. They also understand why you might not want to put up your house, your car or your other assets as security every time you need cash to seize an opportunity or ride out a temporary setback.

As business owners themselves, the brothers also know how difficult it is to get finance for a small business no matter what your assets are or how good your business is.

UCapital is here to help business people with good ideas to develop their businesses. We take a personalized approach to lending, offering short-term unsecured business loans of between $5,000 and $250,000. The money can be in your business within days.